风险管理与保险学系

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贾若

地 址:北京市海淀区颐和园路5号北京大学经济学院416室,100871

电 话:+86 (0)10 6275 8449

传 真:

Email:ruo.jia@pku.edu.cn

接待学生日  星期四 上午9-12时 | Office Hour: 9am-12pm, Thursday




教育背景

2013年8月 - 2016年7月,金融学博士学位,金融学专业(保险方向),圣加仑大学金融学院保险经济学研究所
2008年9月 - 2010年7月,经济学硕士学位,金融学专业(保险方向),北京大学经济学院风险管理与保险学系
2005年9月 - 2008年7月,法学双学士学位,国际关系与外事专业,北京大学国际关系学院
2004年9月 - 2008年7月,经济学学士学位,保险专业,北京大学经济学院风险管理与保险学系

EDUCATION
Aug 2013 - Jul 2016, Ph.D. in Finance (2016), Institute of Insurance Economics, School of Finance, University of St. Gallen
Sep 2008 - Jul 2010, Master of Economics in Finance (2010), Department of Risk Management and Insurance, School of Economics, Peking University
Sep 2005 - Jul 2008, Bachelor of Law in International Relations and Foreign Affairs (2008), School of International Relations, Peking University
Sep 2004 - Jul 2008, Bachelor of Economics in Insurance (2008), Department of Risk Management and Insurance, School of Economics, Peking University

工作经历

2016年9月 - 今, 助理教授、研究员,北京大学经济学院风险管理与保险学系
2013年9月 - 2016年8月,项目经理,瑞士圣加仑大学保险经济学研究所
2010年8月 - 2013年9月,车险责任意外险承保人、助理副总裁,瑞士再保险公司北京分公司

WORKING EXPERIENCE
Sep 2016 – present, Assistant Professor, Senior Research Scientist, Department of Risk Management and Insurance, School of Economics, Peking University
Sep 2013 – Aug 2016, Project Manager, Institute of Insurance Economics, University of St. Gallen
Aug 2010 - Sep 2013, Casualty Underwriter, Assistant Vice President, Swiss Reinsurance Company Ltd. Beijing Branch

研究领域

保险经济学
金融监管
保险公司经营管理、保险公司运营效率
再保险、养老保险

RESEARCH FIELDS

Insurance Economics
Financial Regulation
Insurance Operations and Management
Reinsurance, Pension

讲授课程

* 保险公司经营与管理 (英文),本科、硕士、博士,秋季
* 保险法,本科,春季
* 财产与责任保险,本科,秋季

TEACHING
* Insurance Operation and Management (in English), undergraduate, graduate and Ph.D. students, fall semester
* Insurance Law (in Chinese), undergraduate students, spring semester
* Property and Casualty Insurance, undergraduate students, fall semester

主要作品

Peer-Reviewed Journals

https://sites.google.com/view/ruojia/

https://scholar.google.com/citations?user=Rl6ZlwEAAAAJ&hl=en

Insurer Commitment and Dynamic Pricing Pattern, with Zenan Wu
[Geneva Risk and Insurance Review, forthcoming, 2019]

How private sector participation improves retirement preparation: A case from China, with Wei Zheng and Zining Liu
[Geneva Papers on Risk and Insurance - Issues and Practice, forthcoming, 2019]

Business Failure, Efficiency, and Volatility: Evidence from the European Insurance Industry, with Martin Eling
[International Review of Financial Analysis, 59(1): 58-76, 2018]

The Structure of the Global Reinsurance Market: An Analysis of Efficiency, Scale, and Scope, with Martin Eling and Ruo Jia 
[Journal of Banking and Finance, 77(1): 213–229, 2017] 

Between-Group Adverse Selection: Evidence from Group Critical Illness Insurance, with Martin Eling and Yi Yao
[Journal of Risk and Insurance, 84(2): 771-809, 2017]

Recent Research Developments Affecting Non -Life Insurance: The CAS Risk Premium Project 2014 Update, with Martin Eling
[Risk Management and Insurance Review, 20(1): 63-77, 2017]

《保险扶贫项目的评估框架及应用——基于两个调研案例的分析》,合作者郑伟、景鹏、刘子宁,《保险研究》,2018年第8期

《量化供给侧指标对寿险消费的影响——基于寿险供给质量、动能和效率的视角》,合作者范庆祝、孙祁祥,《金融研究》,2017年第9期


Working Papers
* Globalization of the Insurance Industry: A Blessing or a Curse? by Christian Biener, Martin Eling, and Ruo Jia
* Growth, Profitability, and Safety: How European Insurance Companies Manage the Magic Triangle, by Martin Eling, Ruo Jia, and Philipp Schaper
* Efficiency and Profitability in the Global Insurance Industry, by Martin Eling and Ruo Jia
* Insurer Commitment and Dynamic Pricing Pattern: Theory and Evidence, by Ruo Jia and Zenan Wu
* The New Generation of Capital Standards in the Insurance Industry: A Comparative Analysis of RBC Standards, Solvency II, and C-ROSS, by Shuyan Liu, Ruo Jia, Yulong Zhao, and Qixiang Sun
* Does expected replacement rate at retirement affect the consumption of the unretired, by Wei Zheng, Youji Lv, and Ruo Jia
* It’s all about speed and costs:The impact of digital technology on the insurance market structure, by Martin Eling, Ruo Jia, and Casey Rothschild
* Trends in Retirement Income Inequality in China: A Decomposition of Inequality, by Katja Hanewald, Ruo Jia, and Zining Liu

Books and Book Chapters
*《保险法》,中国发展出版社,2009年;郑伟、贾若
* 《中国保险业发展报告2018》,第八章,全球再保险市场,2018年;孙祁祥、郑伟等

荣誉奖励

HONORS
* The 2017 China International Risk Forum-Pacific Basin Finance Journal Research Excellence Award
* 第14届北大赛瑟(CCISSR)论坛最佳论文奖,2017
* 第九届中国保险教育论坛优秀论文评选一等奖,2017
* Les B. Strickler Innovation in Instruction Award, American Risk and Insurance Association (ARIA), 2016