J. David Cummins
J. David Cummins is Professor of Risk Management,Insurance and Financial Institutions at Fox School of Business,Temple University,U.S.A. His fields of specialization include financial institutions, securitization, risk management, efficiency, and productivity. Dr. Cummins has published more than eighty refereed journal articles. His recent books include Changes in the Life Insurance Industry: Efficiency, Technology, and Risk Management (Kluwer Academic), Deregulating Property-Liability Insurance: Restoring Competition and Increasing Market Efficiency (The Brookings Institution), and Global Insurance Markets: Between Global Dynamics and Local Contingencies (Wharton). He is a co-editor of the Journal of Banking and Finance and Associate Editor of nine other journals. Dr. Cummins is a past-president of the American Risk and Insurance Association, and has served as editor of the Journal of Risk and Insurance.