Interview with students:

9am-12pm, Thursday 

Job title:

Assistant Professor, Senior Research Scientist 

Telephone:

+86 (0)10 6275 8449 

E-mail:

ruo.jia@pku.edu.cn 

Address:

Rm. 416, School of Economics, Peking University, Yiheyuan Rd. 5, Haidian, 100871 Beijing, China | 北京市海淀区颐和园路5号北京大学经济学院416室，100871 

Education background:

Aug 2013 - Jul 2016, Ph.D. in Finance (2016), Institute of Insurance Economics, School of Finance, University of St. Gallen
Sep 2008 - Jul 2010, Master of Economics in Finance (2010), Department of Risk Management and Insurance, School of Economics, Peking University
Sep 2005 - Jul 2008, Bachelor of Law in International Relations and Foreign Affairs (2008), School of International Relations, Peking University
Sep 2004 - Jul 2008, Bachelor of Economics in Insurance (2008), Department of Risk Management and Insurance, School of Economics, Peking University 

Work experience:

Sep 2016 – present, Assistant Professor, Senior Research Scientist, Department of Risk Management and Insurance, School of Economics, Peking University
Sep 2013 – Aug 2016, Project Manager, Institute of Insurance Economics, University of St. Gallen
Aug 2010 - Sep 2013, Casualty Underwriter, Assistant Vice President, Swiss Reinsurance Company Ltd. Beijing Branch 

Research interests:

Empirical Insurance Research
Insurance Operations and Management
Insurance Regulation, Reinsurance, Pension 

Teaching:

* Insurance Operation and Management (in English), undergraduate, graduate and Ph.D. students, fall semester
* Insurance Law (in Chinese), undergraduate students, spring semester
* Property and Casualty Insuance, undergraduate students, fall semester 

Publications:

Peer-Reviewed Journals
* Business Failure, Efficiency, and Volatility: Evidence from the European Insurance Industry, International Journal of Financial Analysis, 2018, forthcoming, coauthored with Martin Eling.
* How Private Sector Participation Improves Retirement Preparation: A Case from China, Geneva Papers on Risk and Insurance - Issues and Practice , 2018, forthcoming, coauthored with Wei Zheng and Zining Liu.
* Between-Group Adverse Selection: Evidence from Group Critical Illness Insurance, Journal of Risk and Insurance, 2017, 84(2): 771-809, coauthored with Martin Eling and Yi Yao.
* The Structure of the Global Reinsurance Market: An Analysis of Efficiency, Scale, and Scope, Journal of Banking and Finance, 2017, 77(1): 213–229, coauthored with Christian Biener and Martin Eling.
* Recent Research Developments Affecting Non -Life Insurance: The CAS Risk Premium Project 2014 Update, Risk Management and Insurance Review, 2017, 20(1): 63-77, coauthored with Martin Eling.
* 《寿险供给侧指标对寿险消费的影响——基于寿险供给质量、动能和效率的视角》，《金融研究》，2017年第9期，115-129页，范庆祝、贾若、孙祁祥
*《OTC金融衍生交易的市场风险、定价风险与交易公平性之间的关系》，《金融法苑》，总第79期，2009年，147-158页；贾若
*《中国巨灾风险管理的制度研究》，《保险研究》，2008年增刊，11-33页；刘新立、贾若、罗忠敏、张文渊
*《道路交通事故中的侵权责任与责任保险》，《保险研究》，2007年第8期，21-23页；贾若、李响

Working Papers
* Globalization of the Insurance Industry: A Blessing or a Curse? by Christian Biener, Martin Eling, and Ruo Jia
* Growth, Profitability, and Safety: How European Insurance Companies Manage the Magic Triangle, by Martin Eling, Ruo Jia, and Philipp Schaper
* Efficiency and Profitability in the Global Insurance Industry, by Martin Eling and Ruo Jia
* Insurer Commitment and Dynamic Pricing Pattern: Theory and Evidence, by Ruo Jia and Zenan Wu
* The New Generation of Capital Standards in the Insurance Industry: A Comparative Analysis of RBC Standards, Solvency II, and C-ROSS, by Shuyan Liu, Ruo Jia, Yulong Zhao, and Qixiang Sun
* Does expected replacement rate at retirement affect the consumption of the unretired, by Wei Zheng, Youji Lv, and Ruo Jia
* It’s all about speed and costs:The impact of digital technology on the insurance market structure, by Martin Eling, Ruo Jia, and Casey Rothschild
* Trends in Retirement Income Inequality in China: A Decomposition of Inequality, by Katja Hanewald, Ruo Jia, and Zining Liu 

Honors and Awards:

* The 2017 China International Risk Forum-Pacific Basin Finance Journal Research Excellence Award
* 第14届北大赛瑟(CCISSR)论坛最佳论文奖，2017
* 第九届中国保险教育论坛优秀论文评选一等奖，2017
* Les B. Strickler Innovation in Instruction Award, American Risk and Insurance Association (ARIA), 2016