Extreme Heat and Health Insurance Demand
主讲人：陈嫣然（首都经济贸易大学）
主持老师：（北大经院）王熙
参与老师： （北大经院）王一鸣、王法、刘蕴霆
（北大国发院）黄卓、张俊妮
（北大新结构）胡博
时间：2024年11月1日（周五） 10:00-11:30
地点（线下）：北京大学经济学院107会议室
报告摘要：
Climate change and its associated extreme temperature events threaten the health of humankind. We investigate the impact of extreme temperatures on health insurance decisions using a proprietary dataset comprised of critical illness insurance records combined with long-term, daily meteorological information. We find that extreme heat increases the purchase of health insurance, as the associated abnormal heat acts as the salience effects. Adaptive behaviors including using air conditioning mitigate the identified effect of extreme heat, while contemporaneous air pollution strengthens it. Individuals and small businesses, the elderly, the female and outdoor workers are more sensitive to extreme heat than others. This paper is original in that i) we identify the impacts of extreme temperatures into extreme heat (measured in absolute temperatures) and abnormal heat, and attempt to estimate and define thresholds for extreme temperatures; ii) we show that the impact of abnormal heat as the salience effects and consequently increase health insurance purchase from its behavioral impacts.
主讲人简介：
陈嫣然，首都经济贸易大学经济学院讲师，硕士生导师，经济系副主任。北京大学经济学博士，美国耶鲁大学联合培养博士生，北京大学-芝加哥大学联合暑期学校课程讲师。主要研究方向为健康经济学、环境经济学和劳动经济学，多篇研究成果发表于《Environment and Development Economics》、《Social Science Medicine- Population Health》、《世界经济文汇》、《劳动经济研究》等国内外期刊，出版学术专著1部，主持一项国家自然科学基金青年项目。
